The latest research from MyFirstHome shines a light on the elephant in the room. First home buyers have changed. What used to be a financial goal to tick off in your 20s has slowly but surely been pushing out to something that, increasingly, is now achieved in your 30s.

No surprise that the Reserve Bank of Australia holds interest rates. With the market in wait-and-see mode for further drops, there’s no immediate change to borrowing power, but the momentum in the property market is clear thanks to the government’s surprise lifeline for first-home buyers.