Find a loan
Your Guide to Affordable Homeownership
1
Meet Your Coach
Let us pair you with a dedicated home loan coach. They’ll provide guidance to help you through the home buying process.
2
Create a Savings Plan
Your coach will estimate your borrowing power and provide budgeting advice, made easy with our MFL Success Tracker app, so you can save confidently for your new home.
3
Get Your Loan
When you're ready, apply for and secure the loan you need to purchase your first home.
Find the right loan for you
Finding the right loan is key to achieving your homeownership goals. But it’s hard to know which loan best suits your situation, especially when each one comes with its own set of terms, features and benefits.
The loan process should be easy to understand, and everyone should have access to the right loan options without feeling overwhelmed. We offer a range of home loans designed for every type of buyer, backed by the support of our experienced team.
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Care Worker
You’ve dedicated your life to serving the community, and now it’s time for us to give back.
Our Essential Worker Loan offers exclusive benefits, making homeownership more accessible for those who keep us safe and supported.
Build Your First Home
Ready to take the first step towards building your dream home?
At My First Home, we specialise in loans for building your first home that are tailored to first home buyers. With features designed to make the building process simpler and more affordable, this loan helps turn your vision of home ownership into reality.
Rentvest
Struggling to afford to purchase where you want to live?
Our Rent-Investing loan allows first home buyers to purchase an investment property while continuing to rent in their desired area. This strategy can help you enter the property market sooner by generating rental income and potentially benefiting from property value growth.
Buy Your First Home
Whether you’re looking to buy an existing home or build a new home — it’s important to maximise your First Home Owner incentives.
Our loans help you maximise the government grants available to you.
Co-ownership
Teaming up with a friend, partner or family member to get into your first home sooner?
Our Co-Ownership Loan makes it easy to split the responsibilities and benefits of homeownership, giving you the flexibility to share the journey.
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Professionals
Your hard work has paid off, and now it’s time to invest in your future.
Our Professionals Loan is tailored to professionals, offering special terms that reward your career success with easier home financing.
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New Australians
Welcome to your new home! If you’re settling into life in Australia and looking to buy your first property, our New Australian Loan is here to help. Even if you are still on your path to permanent residency, you can still enter the market now.
Loans are provided through MyFirstLoan.au Pty Ltd ACN 167 808 946 (MFL) which is a credit representative (credit representative number 564038) of Allied Financial Consulting Pty Limited ACN 059 732 419 which holds Australian Credit Licence number 393845. As a credit representative, MFL is authorised to provide credit services where it is not a credit provider under any credit contract, for example, to act as a broker for loans provided by other credit providers. Loans brokered by MFL are structured and managed by Homestar Finance (which holds Australian Credit Licence 390860), which engages a professional trustee and lender to be the 'lender of record' for its loans.
All applications for loans are subject to assessment and approval by the lender according to its criteria, including any Responsible Lending criteria the lender must consider as part of its obligations under the National Consumer Credit Protection Act 2009 (Cth). Any loan provided is subject to terms and conditions, including in relation to the interest payable on the loan (which may be at variable rates). Additional fees and costs are payable. All figures are provided for illustrative purposes only. Before entering into any loan agreement, customers should read any credit guide, proposal, loan contract or disclosure document provided by MFL, the Licensee or the Lender in detail, and seek independent legal and financial advice. The information provided is general information only and has been prepared without taking into account individual customers’ objectives, financial situation or needs.
You deserve to get into your first home sooner
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Schedule a chat
Connect with our experienced advisers to discuss your needs and options and we'll explain the My First Home model.
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Explore your options
We will guide you to a new off-the-plan home that is best suited to your unique preferences and situation.
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Plan the house warming
Get party prepping because you'll be moving and celebrating your very own home sooner than you ever thought possible.